Official FSMA Licence

Real Estate Credit in Belgium

Find the best real estate credit offers tailored to your project

100% free
24h response
100% secure

Simulation in progress...

AI analysis of your profile

Borrowing capacity€425,000
Obtained rate2.75%
Monthly payment€1,890

Estimate based on your profile

The FinTech revolutionizing credit

Why choose us?

A revolutionary approach to real estate credit, designed for the new generation of buyers.

Artificial Intelligence

Our AI instantly analyzes your financial profile and automatically compares offers from over 20 partner banks to guarantee you the best conditions.

Real-time analysis

100% Digital

No more paperwork! Manage everything online: simulation, comparison, document upload and electronic signature. The future of real estate credit, now.

100% paperless

Ultra-Fast Response

Get pre-approval in less than 24h thanks to our technology. No more waiting weeks, we revolutionize traditional delays.

24h response
The Belgian FinTech revolution

Join the FinTech revolution!

Be part of the 500+ families who chose innovation.
AI simulation, total transparency, 24h response.

100% free
AI analysis
100% Digital
24h response
Start my free simulation

Credit Online: Your Trusted Partner

Credit Online revolutionizes the real estate credit market with its innovative simulator integrating Artificial Intelligence. Our 100% digital platform allows you to accurately calculate your borrowing capacity, compare 2025 rates and get a personalized real estate credit simulation in just a few clicks.

As an FSMA-licenced credit broker, we support you in your Belgian real estate project by negotiating the best mortgage rates with our 20+ financial partners throughout Belgium's financial institutions network.

Our AI real estate credit simulator analyzes your financial profile, income, expenses, personal contribution and professional situation to offer you an ultra-precise mortgage simulation. Whether you are a first-time buyer, real estate investor or want to refinance, our technology adapts to all your real estate financing needs.

Borrowing Capacity Calculation

Instantly determine your maximum borrowing capacity based on your income, expenses and family situation. Our AI algorithm takes into account all Belgian banking criteria for an accurate estimate.

2025 Rate Comparator

Access real-time real estate credit rates most competitive in the Belgian market. Our financial partners update daily their mortgage loan conditions.

Why Choose Credit Online for your Real Estate Credit?

  • Advanced AI Technology: Ultra-precise simulation based on predictive analysis
  • Extended banking network: Negotiation with 20+ Belgian financial partners
  • 100% free service: No hidden fees, remuneration by partners
  • Personalized support: Credit experts dedicated to your project
  • Fast 24h response: Accelerated processing of your file
  • Official FSMA licence: Legal guarantee and maximum security

20+

Connected banks

Partnerships with Belgium's main financial institutions

Intelligence artificielle

Advanced AI

Proprietary algorithms to optimize your file

500+

Satisfied families

Satisfied customers who trust us with their project

Official FSMA Licence

100% legal

Official approval to operate safely in Belgium